Privacy Policy

The sponsoring organizations—the American Academy of Actuaries, the Casualty Actuarial Society, the Canadian Institute of Actuaries, and the Society of Actuaries (hereinafter referred to, collectively, as “we” or “us” or “the Sponsoring Organizations”)—know that you care how your information is used and shared. We appreciate your trust that we will use your information carefully and sensibly. This Privacy Policy (“Policy”) describes our policy with respect to information that we collect through the website at ClimateRiskHub.org or ActuariesClimateIndex.org (“Website”) and related matters. Our Terms of Use (“Terms”), which are incorporated into this Policy by this reference, further describes the Terms governing your use of this Website.

You consent to the data collection, use, disclosure, and storage practices described in this Policy when you access the content on this Website or use any of the services provided on it.

INFORMATION WE COLLECT AND HOW WE USE IT

The information we collect generally falls into two categories: (1) personally identifiable information that you voluntarily provide to us (“PII”), and (2) tracking information collected as you navigate through the Website (“Non-PII”).

PERSONALLY IDENTIFIABLE INFORMATION

PII is information that identifies you. Among other items, we may collect your name, title, employer name, and email address. We collect this information only when you choose to provide it to us. For example, we may collect and store your PII if you decide to sign up to receive emails about the regular updates to this Website. We use this information to process your request.

NON-PERSONAL INFORMATION

Non-PII is information that our technology collects, without identifying you. When you use the Website, we may collect tracking information such as your browser type, the type of operating system you use, the domain name of your Internet service provider, and pages visited on the Website. We collect this information for aggregate reporting on Website activity and for identifying possible sources of Website abuse. For example, we may want to know how long the average user spends on the Website or which pages or features get the most attention.

SHARING OF INFORMATION

The Sponsoring Organizations do not share, sell, license, or swap your PII or non-PII with third parties without your permission, other than with any third-party service provider(s) retained by the Sponsoring Organizations to maintain, manage, or update the Website. The Sponsoring Organizations provide such service providers only with the information they need to provide their services and prohibit them from sharing, reselling, or using data for their own marketing purposes. The Sponsoring Organizations will not share your personal data with advertisers without your permission. We may disclose PII or non-PII when required by law, wherein we have a good faith belief that such action is necessary to comply with a current judicial proceeding, a criminal investigation, a court order, or legal process. We may also share your PII if we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the terms of use, or as otherwise required by law.

USE OF COOKIES

A cookie is a small text file stored on a website visitor’s computer or mobile device when visiting a website, for the purpose of identifying that browser during interaction on the website. Allowing cookies will provide a user with the best possible experience on this Website. The cookie will help the Website recognize the device and enable certain functions. Web beacons and similar technologies act in a comparable manner. The Sponsoring Organizations use the term “cookies” to refer to all technologies that collect information in this way. The Sponsoring Organizations may use cookies or anonymous identifiers to collect the following types of information:

1. Device Information. We may collect device-specific information (such as your hardware model, operating system version, unique device identifiers, and mobile network information including phone number) when you visit this Website.
2. Log Information. When you visit this Website, we may automatically collect and store certain information in server logs or in your browser. This may include: details of how you used our service, such as your search queries and content you accessed; your internet protocol address; device and event information such as hardware settings, browser type, browser language, the date and time of your request, and referral URL; and cookies that may uniquely identify your browser.
3. Transactional Information. When you perform an online transaction, we may store information in your browser required to complete the transaction such as a session identifier.

This Website does not currently implement any third-party cookies. You can choose to disable cookies. If you choose to disable cookies, certain sections of the Website may not work properly. If you use different devices to view and access this Website (e.g., your computer, smartphone, tablet, etc.) you will need to ensure that the browser on each device is adjusted to suit your cookie preferences.

OPT OUT OR CHANGE INFORMATION

If you do not want to receive email about the updates to this Website from us, use the unsubscribe link at the bottom of the email you received.

We will process your request to unsubscribe from our newsletter as soon as practicable.

SECURITY OF INFORMATION

The Sponsoring Organizations will use commercially reasonable physical, technical, and managerial controls to protect against the loss, misuse, and alteration of the information placed on the Website. While there is no such thing as “perfect security” on the Internet and we cannot guarantee that the information will remain permanently secure, we will take all reasonable steps to ensure the safety of your personal information.

INTERNATIONAL USERS

The Website is operated, in whole or in part, from the United States. By using this Website, regardless of where you live in the world, you consent to have your personal data (PII and non-PII) transferred to and processed in the United States, and allow us to use and collect your information in accordance with this Privacy Policy.

THIRD-PARTY LINKS

The Website may also contain links to the websites of the Sponsoring Organizations or to other third-party websites that are not under our control. These websites may have their own policies or no policies at all regarding privacy. We encourage you to consult the other sites’ privacy policies, as we have no control over information that is submitted to, or collected by, these third parties. We have no responsibility for linked websites, and provide these links solely for the convenience and information of our Website visitors.

TERMS OF USE, CHANGES, NOTICES, AND REVISIONS

If you choose to visit and/or use the Website, your use, visit, and any dispute over privacy is subject to this Policy and our Terms of Use, including limitations on liability and damages, application of the law of the State of Illinois, and resolution of any disputes in Illinois. If you have any concern about privacy on the Website, please contact us with a thorough description, and we will try to resolve it.

From time to time, we may use user information for new, unanticipated uses not previously disclosed in our Policy. If our information practices change at some time in the future, we will post the policy changes to our Website to notify you of these changes. Please visit our Website to obtain current information about our Policy. We encourage you to check back to this Policy and review the effective date at the bottom of the Policy to see if the Policy has been updated or changed so that you will know what information we collect, how we use it, and to whom we disclose it.

PRIVACY POLICY SUPPORT

If you have an inquiry or concern about our Policy, please contact us at privacy@actuariesclimateindex.org.

Updated as of July 5, 2016